Elle

Simplifying your finances can be incredibly fulfilling and powerful. Not joking. Benefits of Simplifying Finances When you simplify your finances (and your life), you can gain so much more than positive cash flow. You also gain: More Options: We don’t have control over most things, but if you’ve simplified your life, you tend to give yourself [...]

We’re DEBT FREE!!! Sorta. Pen and Paper Celebration Looking at our savings we have enough to pay off the last student, BUT…. we’d barely have any savings left. While it would be fantastic to cross off this item, the right decision for us is to hold off on sending that huge payment in. Sounds crazy, but it’s [...]

Uncluttered Course Review

One of my big goals for the year is simplifying around our house. Besides finding ways to cut down on the routines, I’m also looking at removing the clutter, stuff, and let’s call it what it is – the junk- that’s taking up space. I’m tired of having it around and  I don’t want it distracting [...]

How We Decided On Our Home

After two months at our new house, we’re still excited about buying it. We love living her and we’re happy with how well it fits. While the actual process of going from seeing houses to signing the papers seemed fairly quick, the process that got us to the point took much longer. I know this is [...]

New month, which means it’s time to review and share some goals! April Goal Reviews We got slammed in April, financially and time wise. Besides the usual, we had: both life insurance policy premiums due car inspection and taxes for our Honda Accord my driver’s licence renewal our oldest’s dental check-up (we pay out of [...]

Looking to boost your savings, but not sure where to find the money? Have you tried to save, but after paying bills it seems like there is nothing left over to save? One hack that has helped me is automatic savings. I set it up so once our direct deposit comes in, some of it [...]

Looking for ways to make your yard more beautiful and productive without spending a ton of money? Here’s how you can start a compost pile that is easy to maintain.  Creating a beautiful and productive garden and yard can be as expensive or time intensive as you afford. You can go to the store and [...]

One of the best things you can do for yourself is taking care of your health. What we do and how we eat can have a huge impact on our quality of life, both now and in the years to come. Eating Well on a Budget While health should be a priority when it comes to [...]

As we’re making over our yard, we’ve had to learn quite a few things – starting a garden from seed, learning what poison oak, ivy, and sumac look like, and cutting back the briers. This weekend we took on a new challenge – chopping down trees. Chopping Trees These two pine trees were growing right [...]

New month, which means it’s time to review and share some goals! March Goal Review As bad as March was with all the unexpected expenses, I was able to get quite a few things done. I’m grateful that we’ve been able to slash or eliminate some bills, which gave a us a cushion. That said, [...]

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