Elle

Simplifying our finances this year means we’re examining all of our expenses and seeing if: they are necessary we’re getting value from them if there is a better deal out there for us We’ve done a decent job keeping our expenses reasonable, but I think an occasional look would still be useful. Inspiration comes from J Money [...]

We’re another step closer to buying our house. We had our home, termite, and radon inspections done. I took a morning off to tag along and ask a ton of questions. Getting a home inspection is one of the smartest moves you can make when buying a place.  Let’s start with the finances. If your home inspector catches [...]

Even though our budget will be limited for a while as we move into the new house and tackle this last lingering debt off, we still like to have a bit of fun this year. Some people associate frugality and simplicity as deprivation. You’re not supposed to buy things or do anything that’s unproductive. To me, [...]

While there seems to be no shortage of posts on how to buy a house (Google has over a billion results last time I checked!), there are only a relatively few on the more important process – how to find the right place for you. How to Buy a House (That’s Right For You) If you’re looking [...]

So this was my first week following the new work schedule. It didn’t going as well as I hoped (wish I got more done), but it’s so much better than what I expected (feeling good about what was accomplished). Why I Needed a New Work Schedule Last year was eventful to say the least.  I [...]

Simplifying your finances can be an effective way to break the living paycheck to paycheck cycle. One step that has been helpful for us is tracking our spending. With so many accounts, bills, and goals, it can be easy to not know where the money is going. Easy Way to Track Your Money Keeping tabs [...]

As we simplify our lives this year there is one thing I will be fighting to keep in mind – it’s okay to adjust as needed. The constant in life is change. Don’t feel bad if you have to rework things. It’s said the done though. I think we can be so hard on ourselves for [...]

One of my goals for this year is to keep my work schedule to no more than 25 hours per week. With two little ones, it’s not practical for me to devote more time. I’d rather spend time with my girls and do fantastic work for a few projects than try to squeeze everything in. [...]

As a new year approaches, many people you know may be making resolutions and goals. Some popular ones include: Lose Weight Exercise More Eat Healthier Spend More Time with Loved Ones Get Out of Debt Save More Money Travel More As wonderful and inspiring as these are, most people will fail. Several factors come into play, [...]

I learned through personal experience and from others that lasting change is less about willpower and more about creating systems. Once you figured a way to change your habits you can break out and achieve your goals. We all have blind spots in our lives. When we’re stressed out we tend to get sloppy in a few areas, [...]

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