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Until we can find a way to extend the day, I’ve found that becoming an earlier riser can help you gain some extra time for your personal goals. Benefits of Waking Up Earlier Even waking up an hour early can make a huge impact on your day. The biggest ones I noticed personal are: Productivity: [...]

One of the best ways to simplify your finances (if you haven’t done so already) is dumping your debt. Discovering the Debt Snowball When we got engaged and had the money talk, we discovered a few things about one another. I had credit credit debt, a car loan, and student loans while he had a [...]

Now that we have settled down for the most part, we’re looking at transforming our place into a home and one of first goals – making over our yard. When we were touring the house we loved the size, but we knew it would take quite a bit of work to get the yard ready. [...]

New month, which means it’s time to review and share some goals! I’m so happy that spring is coming up, not a fan of this cold and erratic weather we’ve been having. February Goal Review So last month told you what I wanted to knock out. In the spirit of simplifying I kept it to only [...]

One of our goals with moving to our place is getting rid of our junk. When we put the townhouse up for sale, we followed the advice our real estate agent to remove the junk. We did a huge round of purging stuff. Throughout the showings we’d dump some boxes. With our tight schedule, it was a [...]

It’s been a busy few weeks for us. After resting from the big move, we’ve been working hard at making this house our home. While we’ve painted and decorated before, many of these repairs are new to us. As we work through this massive repairs and maintenance list, we picked up some books and resources [...]

I really wish I could come up with a better title, but considering how insane things have been with the move…..yeah I’m just happy I can function. It’s a new month, so it’s time to review my monthly goals from January and share my goals for February. January Goal Review Rather than come up with [...]

Simplifying our finances this year means we’re examining all of our expenses and seeing if: they are necessary we’re getting value from them if there is a better deal out there for us We’ve done a decent job keeping our expenses reasonable, but I think an occasional look would still be useful. Inspiration comes from J Money [...]

We’re another step closer to buying our house. We had our home, termite, and radon inspections done. I took a morning off to tag along and ask a ton of questions. Getting a home inspection is one of the smartest moves you can make when buying a place.  Let’s start with the finances. If your home inspector catches [...]

Even though our budget will be limited for a while as we move into the new house and tackle this last lingering debt off, we still like to have a bit of fun this year. Some people associate frugality and simplicity as deprivation. You’re not supposed to buy things or do anything that’s unproductive. To me, [...]

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